First time buyer

Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking of moving home or getting on the property ladder? One of the first stages is to find out how much you can borrow, and then find the best mortgage deal to suit your individual needs.

We offer mortgage advice specific to your circumstances, and appreciate that mortgage availability and rates changes daily, as does the criteria the lenders use to determine how much they will lend to and whom. As expert mortgage advisers it is our role to recommend the right investments to help you meet your objectives.


In the current economic climate, you will probably need at least 10% deposit towards the mortgage before a lender will consider you. Buying a house is one of the most important purchases you will ever make. It can be a very daunting experience but our advisers can guide you through the mortgage maze and find you the best deal available for your circumstances.

But don't despair if you don't have the 10% deposit to put down, there may be alternative options for you to consider.

Our mortgage advisers role is to recommend the right investments to help you meet your objectives and to explain the different types of mortgages on offer and whether or not a repayment or interest-only mortgage is right for you, and will complete a budget planner.


Because we have access to the mortgage market, you can have peace of mind that we will be able to compare the a range of mortgage products available on the market so you don't need to shop around.





Book a meeting

Tel: 0844 504 4297

Fax: 020 8857 4858


Visit us at

Hays Private Finance Ltd

325 Baring Road

London SE12 0DZ

"Life has so many surprises it's best to be prepared and have a financial adviser you can count on"

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Hays Private Finance Limited 2014 The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.